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Quiz - Are You an Ideal Fit for Defined Contribution?
Because traditional group health insurance costs have been on the rise for well over a decade now, small business owners have turned to new, affordable options -- one being Defined Contribution (also...
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5 Things Jobs Candidates Wish You Understood - HR Tips
When it’s time to hire for your small business, you go through the motions. You post the position, start talking to everyone to find qualified candidates, and then interview a handful of people you...
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Quiz - What Type of Health Benefits Would Best Fit Your Business?
If you’re a small business owner, you may be thinking about providing health benefits to your employees, if you don’t already. But how do you know if it’s something you that will work for you? Is it...
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Adopt a New Health Benefits Approach for Predictable Premium Costs
You’re one of the small businesses who offers health benefits to your employees, and it’s important to your company. However, one of the major challenges is the unpredictable annual premium costs....
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FAQ - Can We Use a Section 105 Plan to Reimburse Out-of-Pocket Medical Costs?
Offering to help employees with their out-of-pocket medical costs, such as prescriptions, doctor visit co-pays, and deductible expenses, is common for small businesses - especially if you are not...
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Retired But Still Working? Examining the New Trend of Returning to the...
When you think about the concept of retirement you think of no longer being in the workplace and contributing to productivity, right? You may think of reaching your advanced years and focusing on...
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Why Uber and Lyft Have Cracked the Code on Employee Benefits
If you haven’t noticed, companies like Uber and Lyft are sort of the “it” thing right now. Why? Because these companies have an amazing understanding of the evolution of the business world. They...
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Study: States Resisting Affordable Care Act Report Problems with Access to...
There is currently a national divide over the Affordable Care Act and it’s beginning to affect some Americans’ access to medical care and their ability to pay their medical bills, which is in complete...
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Life Hack: Trusting Your Small Business’s Employees
You may not know it, but you might be a small business owner with trust issues when it comes to your employees. You must be thinking, “No, not me. I fully trust my employees.” And while this is true...
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Health Benefits Rules for Dental Practices - Zane Benefits Blog Feature
When it comes to rules and regulations for your dental practice, you’re a pro. But when it comes to offering health benefits, many dentists and office managers feel less confident. Whether you...
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How Does the FLSA Affect Small Business?
Surely you’ve heard talk of the Fair Labor Standards Act (FLSA). Perhaps you have questions like, what is it exactly? What are the implications for employers? How does the FLSA affect productivity at...
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3 Signs Your Employees’ Attitudes Need a Tune-Up [HR Tip]
In startups and small businesses, every employee counts. Hiring the right employees leverages your company to success. On the flip side, the wrong employees require constant effort to fit a circle...
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ObamaCare Marketplace Health Plans Satisfaction - The People Have Spoken [ACA...
Nearly five years ago, the nation first learned about ObamaCare and how it would impact the way we think of health insurance. And ObamaCare Marketplace health plans are now in their second year of...
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Tax Deductible Features of HRAs
In the past, Health Reimbursement Arrangements (HRAs) were a popular vehicle used by small businesses to reimburse employees tax-free for individual health insurance premiums and out-of-pocket medical...
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The Work-Life Balance Myth: Life Hacks to Create a Happy, Fulfilled Personal...
The attempt to balance our occupational lives with our family life is a condition that many struggle to achieve. From the 84-hour workweeks during the 1919 steel boom to the 40-hour workweek enacted...
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What Type of Health Benefits Consumer are You? [Quiz]
Employees have unique healthcare needs. Some are savvy, frequent consumers while others rarely see a provider or fill a prescription. As a small business owner, this diversity makes offering health...
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Health Benefits for Small Businesses, the ACA, and Brokers - What’s Next?
The Affordable Care Act (ACA) has brought about a big shift for brokers -- a shift that has meant new challenges, frustrations, and unknowns. Is there a silver lining? For many brokers who are...
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Are You Reimbursing Employees' Health Insurance Correctly?
As more and more employees purchase health insurance coverage on their own, it is common for businesses - especially small businesses - to help employees with their premium cost. If this sounds...
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Are Employee Benefits Vanishing?
In a recent article by the Wall Street Journal (WSJ), Michael Kitces predicts employee benefits are vanishing. Not vanishing altogether, but rather morphing from a “defined benefit” model, where the...
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What Brokers Need to Know About Premium Tax Credits
The individual health insurance market is growing at a significant rate. To adapt to the changing market, health insurance brokers are dusting off their once-ignored individual product lines to...
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