Obamacare in 2017 - Three Changes to Marketplace Coverage
For small business owners and employees, the Affordable Care Act (aka Obamacare) brings its share of pros and cons. For example, while Obamacare mandated many positive changes to the individual health...
View ArticleTop Employer Concerns - Cadillac Tax, Rising Healthcare Costs, and Employee...
With the Affordable Care Act (aka Obamacare) in full swing and the Cadillac Tax on the horizon, employers are making significant changes to their benefits to manage costs, increase participation and...
View Article8 Reasons Health Insurance Costs Continue to Rise
Whether you’re a small business owner or a small business advisor, here’s a phrase we all know too well - health care costs are rising. But, why? Here is a concise summary of eight key trends driving...
View ArticleAn Employee Declined Our Company Health Insurance - Will We Be Fined?
Healthcare reform mandates applicable large employers to either offer health insurance coverage or pay a tax penalty. A common question we receive from small business owners is, “Will I be fined if an...
View ArticleSo, What Does the Public Think of Obamacare?
When the Affordable Care Act, also known as Obamacare, was signed into law in 2010, the public’s view of the health reform law was polarized - some loved it, others hated it, and some simply did not...
View ArticleTop 10 Job Benefit Trends for 2016
Job benefits are important component of employee retention. After all, worker appreciation can foster loyalty, productivity, and stronger business results. Times are changing, though, and so are...
View ArticleSo, What Does the Public Think of Obamacare?
When the Affordable Care Act, also known as Obamacare, was signed into law in 2010, the public’s view of the health reform law was polarized - some loved it, others hated it, and some simply did not...
View ArticleTop 4 Employee Benefit Challenges - And How to Deal
As the landscape of employee benefits changes, employers are faced with new challenges. According to a recent employer survey by Benefits Selling, the top four employee benefits issues in 2015 were:...
View ArticleHow to Avoid These 5 Small Business Health Benefit Mistakes
Your small business offers employees health insurance, or a contribution toward employees' healthcare, and you want to ensure you are not making any expensive compliance mistakes. At the same time,...
View ArticleDo Wellness Programs Really Reduce Health Insurance Costs?
As group health insurance costs continue to rise, one strategy employers evaluate is a formal wellness program. In fact, a recent Wells Fargo Insurance survey found 51 percent of employers are looking...
View Article2017 HSA Contribution Limits
A Health Savings Account (HSA) is a tax-advantaged financial account paired with a qualified high-deductible health plan (HDHP). An HSA may be used to pay for qualified medical expenses tax-free, and...
View ArticleWork Benefits - Using Surveys for Employee Feedback
We write a lot about employee benefit trends and how to offer great work benefits on a small business budget. Yes, there are lists of top types of employee benefits, but what it really comes down to...
View ArticleNon-Discrimination Rules All Medical Expense Reimbursement Plans Need to Follow
Medical Expense Reimbursement Plans (MERPs), such as Health Reimbursement Arrangements, and Healthcare Reimbursement Plans, are defined as self-insured group health plans. As such, MERPs are required...
View ArticleTop 10 Job Benefit Trends for 2016
Job benefits are important component of employee retention. After all, worker appreciation can foster loyalty, productivity, and stronger business results. Times are changing, though, and so are...
View ArticleTop 4 Employee Benefit Challenges - And How to Deal
As the landscape of employee benefits changes, employers are faced with new challenges. According to a recent employer survey by Benefits Selling, the top four employee benefits issues in 2015 were:...
View ArticleHow to Avoid These 5 Small Business Health Benefit Mistakes
Your small business offers employees health insurance, or a contribution toward employees' healthcare, and you want to ensure you are not making any expensive compliance mistakes. At the same time,...
View ArticleDo Wellness Programs Really Reduce Health Insurance Costs?
As group health insurance costs continue to rise, one strategy employers evaluate is a formal wellness program. In fact, a recent Wells Fargo Insurance survey found 51 percent of employers are looking...
View Article2017 HSA Contribution Limits
A Health Savings Account (HSA) is a tax-advantaged financial account paired with a qualified high-deductible health plan (HDHP). An HSA may be used to pay for qualified medical expenses tax-free, and...
View ArticleWork Benefits - Using Surveys for Employee Feedback
We write a lot about employee benefit trends and how to offer great work benefits on a small business budget. Yes, there are lists of top types of employee benefits, but what it really comes down to...
View ArticleNon-Discrimination Rules All Medical Expense Reimbursement Plans Need to Follow
Medical Expense Reimbursement Plans (MERPs), such as Health Reimbursement Arrangements, and Healthcare Reimbursement Plans, are defined as self-insured group health plans. As such, MERPs are required...
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