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The Top 10 HRA Plan Design Options
The IRS rules governing Health Reimbursement Arrangements (HRAs) provide businesses with enormous flexibility with respect to HRA plan design options. Good HRA administration software should allow...
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Infographic: Taxpayers Want Tax Dollars Spent On Health Care
According to a recent online survey by TD Ameritrade, taxpayers want the government to focus on health care. According to the survey results, if Americans could choose how the U.S. government spends...
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Can Health Reimbursement Accounts Still Reimburse Premiums?
A recent set of FAQs published on the Department of Labor website has created enormous confusion regarding Health Reimbursement Accounts. If you were wondering, Can Health Reimbursement Accounts Still...
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Health Reimbursement Account FAQ
A Health Reimbursement Account, which is another term for Health Reimbursement Arrangement, or HRA, is a type of self-insured group health plan under which an employer makes available a specified...
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PCIP Suspends Enrollment Due to Funding
On Friday, the administration announced it would stop allowing new enrollees in the Pre-Existing Condition Insurance Plan (PCIP). Beginning February 16, 2013, the federally-run PCIP is suspending...
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The 90 Day Waiting Period Rule and HRA Plans
Due to health care reform, effective January 1st, 2014, a Health Reimbursement Arrangement (HRA) may not impose a waiting period that exceeds 90 days. Read on for an overview on what this means for HRA...
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Flow Chart - Employer's Guide to Health Insurance Tax Penalties
Here's an attempt at a simple flow chart to help an employer figure out which tax penalties (if any) apply for not offering qualified, affordable health insurance coverage to employees. Click here to...
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State Health Insurance Exchange Update - February 2013
Starting in 2014, health insurance coverage for individuals and small businesses will become available through new state health insurance exchanges. Most importantly, the key tax credits (e.g....
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A Simple Small Business Health Insurance Solution
Here's a simple solution for small businesses looking for health insurance starting January 1, 2014. It involves 3 easy steps and all parties win (especially the employee).A Simple Small Business...
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California Health Insurance Marketplace - Standard Plan Benefits
On February 13, 2013, Covered California (California's Health Insurance Marketplace) announced the standard benefits individuals can expect to get in the health plans offered under the Affordable Care...
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What Is My Individual Health Insurance Tax Credit?
Starting in 2014, massive tax credits will be available to help you buy individual health insurance coverage through new state-based health insurance marketplaces. The tax credits will only be...
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Employee FAQs - Individual Health Insurance Marketplaces
Starting in 2014, the Individual Health Insurance Marketplaces will make it simple and more affordable for employees to get health insurance that can't be canceled or denied because of a pre-existing...
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How Do I Calculate My Health Insurance Tax Credit?
Beginning in 2014, massive health insurance tax credits will become available to help you and your family buy health insurance coverage through the new state Health Insurance Marketplaces. If you are...
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2013 Federal Poverty Line (FPL) Guidelines
Starting in 2014, households with income between 100% and 400% of Federal Poverty Level (FPL) who purchase coverage through a state health insurance exchange will be eligible for a premium tax subsidy...
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Key Facts About The Medical Insurance Premium Tax Credit
Starting in 2014, individuals and families can take a new medical premium tax credit to help them afford health insurance coverage purchased through a state-based Health Insurance Marketplace. On May...
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2 Health Insurance Premium Tax Subsidy Infographics
These infographics help Americans determine whether they will be eligible for a health insurance premium subsidy under the Affordable Care Act. Click here for a PDF version.Click here for a PDF Version.
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HHS Releases Final Rule for Health Insurance Market Reforms
The U.S. Department of Health and Human Services released a final rule on Feb. 22 that implements key provisions of the Affordable Care Act (ACA), including the requirement to cover people with...
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What is a Health Insurance Navigator?
The Affordable Care Act requires state health insurance marketplaces to establish a “navigator” program (Section 1311(i)) that will help individuals who are eligible to purchase coverage through a...
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Draft Individual Health Insurance Marketplace Application
The Centers for Medicare and Medicaid Services (CMS) has released draft versions of the health insurance marketplace applications for individual health insurance coverage. CMS says the individual...
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HHS Releases Essential Health Benefits Final Rule
On February 20, 2013, the Department of Health and Human Services (HHS) released a final rule on essential health benefits. This rule is intended to make it easier for consumers to compare and make...
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