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10 Things to Know When Applying for Individual Health Insurance
Here are 10 things you need to know when applying for an individual health insurance plan:The application will likely ask for common information such as your name, address, Social Security number,...
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Health Insurance Marketplace Annual Enrollment Period FAQs
Starting in 2014, health insurance insurance companies will be prohibited from denying coverage to people in the individual health insurance marketplaces because of a pre-existing condition. But,...
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Survey: Fewer Americans Getting Health Insurance From Employer
According to a new survey released by Gallup, fewer Americans reported having employer-based health insurance in 2012 than did in 2008, 2009, and 2010, but at 44.5% it is unchanged from 2011. At the...
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Mercer Health Care Reform Survey Infographic
Mercer surveyed more than 1,200 US employers regarding the impact of key reform provisions that go into effect in 2014 and what actions they have taken to date or plan to take to comply with the PPACA.
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An Online Alternative to Small Business Health Insurance
As small business health insurance costs continue to rise, employers are looking for ways to offer health benefits at a lower price. An online alternative, often referred to as a defined contribution...
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Major Health Care Reform Provisions by Impacted Group
Businesses, large and small, have many questions regarding the Affordable Care Act (ACA). Here's a quick overview of the major provisions impacting the following...
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New Final Rule on HHS Notice of Benefit and Payment Parameters
On March 1st, 2013, the federal government issued a final rule on the HHS Notice of Benefit and Payment Parameters. Here's a quick overview of the new rules.The HHS Notice of Benefit and Payment...
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47 ObamaCare IRS Taxes and Regulations
According to a Government Accountability Office (GAO) report, the IRS has responsibilities in the implementation of 47 ObamaCare provisions with effective dates through 2018. Read on for the list.47...
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New York Health Insurance Marketplace Invitation
On January 31, 2013, the New York Health Insurance Marketplace issued its invitation to health insurers and dental plans to participate in the New York Health Benefit Exchange. The invitation and...
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2013 HSA Contribution Limits
An HSA (or Health Savings Account) is a tax-advantaged savings account that belongs to you and is paired with a qualified high-deductible health plan (HDHP). You can make HSA contributions for the 2013...
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6 Types of Health Insurance Plans
Having the right health insurance for you and your family is extremely important. In order to help you find the plan that fits your needs, you need to know your different options. Here are 6 Types of...
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73 Health Insurance Terms You Should Know
Having the right health insurance for you and your family is extremely important. In order to help you find the plan that fits your needs, you need to understand the different health insurance terms...
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State by State Guide to Medicaid Expansion
The Affordable Care Act (ACA) expands Medicaid coverage for most low-income adults to 138% of the federal poverty level (FPL) ($15,415 for an individual or $26,344 for a family of three in 2012)....
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Health Reimbursement Arrangements FAQs
One of the most important considerations for employers as they prepare to transition to a defined contribution health plan is the design of the underlying Health Reimbursement Arrangement (HRA). Here...
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Why Every Employer Should Read IRS Notice 2002-45 (HRAs)
What is the original idea behind Health Reimbursement Arrangements (HRAs)? It's actually very simple. Which is why every employer, health insurance agent and financial planner should read IRS Notice...
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7 Health Insurance Tax Tips
This year’s tax season is a good time for you to familiarize yourself with the possible tax consequences of health reform provisions scheduled to come into effect in January of 2014. Here are 7 health...
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Health Reimbursement Arrangements and Plan Design
Health Reimbursement Arrangements (HRAs) are simple in nature. However, there are many custom plan design options that give employers flexibility and control over their health benefits. While not an...
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Health Reimbursement Account (HRA) Eligibility FAQs
With health care reform taking full effect in 2014, Health Reimbursement Accounts (HRAs) and defined contribution health benefits are expected to become a mainstream employee benefit. A common question...
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6 Reasons to Set Up a Health Reimbursement Arrangement (HRA)
Health Reimbursement Arrangements (HRAs) are employer-funded plans that provide employees with pre-tax dollars for out-of-pocket medical expenses (including health insurance premiums). Here are six...
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Online HRA Administrator Checklist
The regulations governing Health Reimbursement Arrangements or HRAs are simple, yet very flexible. By selecting the right HRA software administrator, you can take advantage of literally hundreds of...
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