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Small Business Tips for Interviewing Candidates
Your small business has decided it is time to hire an employee. But to find the best candidate for the job, don't blindly jump into the interview process. Rather, take the time to prepare for the...
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Uninsured Rate Sharply Decreases in Second Quarter of 2014
With the Affordable Care Act (ACA) in full swing, the uninsured rate in the U.S. fell 2.2 percentage points to 13.4% in the second quarter of 2014. This is the lowest quarterly average recorded since...
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Increase Your Client Base - 5 Tips for Health Insurance Brokers
As health insurance brokers and agents adjust to a "new normal", many are looking to diversify their product offerings and increase their client base. Here are our top five health insurance broker...
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What is an Employee Onboarding Program?
An effective employee onboarding program ensures that new hires feel welcome and prepared in their new positions, in turn giving them the confidence and resources to make an impact within the...
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Young and New Healthcare Professionals Grasping the Changes of the ACA
As a result of the Affordable Care Act (ACA), change has left many healthcare professionals wondering which direction to turn. While many healthcare professionals have continued to operate as they did...
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An Update on ACA Navigator and In-Person Assister Programs
A year ago, healthcare professionals were still trying to make sense of the Affordable Care Act's Navigator and In-Person Assister Programs, designed to help Americans enroll in Health Insurance...
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Small Business Employees Unhappy With Their Health Insurance... The Problem,...
A recent study found that most employees of small businesses are not satisfied with their health benefits. If you're a small business owner, HR professional, or health insurance agent, this might not...
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What Open Enrollment 2015 Means to Employees
With open enrollment for individual health insurance coming up in November, now is a good time for employees and clients to start thinking about their healthcare needs and what open enrollment means...
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Small Business 101 - Managing Employee Performance
Whether your business is just getting off the ground or you are a well-established small and growing company, managing employee performance is a key ingredient to a productive and happy workforce.
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Individual Health Insurance Customers Generally Happy with Coverage
Americans who enrolled in individual health insurance policies through the Marketplaces are generally happy with their coverage. Additionally, the rate of uninsured people ages 19 to 64 has dropped...
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United Healthcare to Expand Presence in ACA Health Insurance Exchanges
Last week, United Healthcare (UnitedHealth Group, UHN), announced it would expand into the Health Insurance Exchanges ("Marketplaces") in as many as 24 states in 2015, up from only five this year.
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How to Get Health Insurance for Your Small Business
A common question from small business owners is, "how does our small business get health insurance?" In other words, "how does our small business get health insurance we can afford?"
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What Brokers Need to Know About the SHOP Marketplace in 2015
Health insurance agents and brokers looking to sell policies through the small business SHOP Marketplace in 2015 need to know these five updates to prepare for enrollments.
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Federal Appeals Court Challenging ACA Subsidies in 36 States
A three-judge panel for the U.S. Court of Appeals in Washington ruled today that the federal government may not provide premium tax subsidies for people in the three dozen states using the...
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4 Types of Employee Medical Reimbursement Plans
An employee medical reimbursement plan can provide cost-savings to the employer and increased choice and savings to employees. But with the sea of acronyms and terms, it can be difficult to understand...
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Appeals Courts Split on Legality of ACA Premium Tax Subsidies
Yesterday, two U.S. Appeals Courts issued conflicting rulings on the legality of the Affordable Care Act's premium tax subsidies in the federally-run Marketplace, HealthCare.gov. Here's an overview of...
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Health Insurance Options for Pastors and Clergy
When it comes to offering health insurance to pastors and clergy, churches may feel out of options. They want to take care of their pastor and staff, but are often not able to afford and/or qualify...
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How to Calculate Cost Savings: Group Health Insurance vs. Premium Reimbursement
As small and medium sized employers evaluate health benefits, they consider two main approaches: group health insurance or reimburse employees for individual health insurance (aka premium...
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Medical Loss Ratio (MLR) Saved Americans $9 Billion Since 2011
According to the Health and Human Services, consumers have saved $9 billion on their health insurance premiums since 2011 due to the Medical Loss Ratio (MLR) rule. This year, the MLR program will...
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A State by State Look at Marketplace Tax Credit Eligibility
The Affordable Care Act (ACA) provides financial assistance through premium tax credits for low and moderate income people who purchase coverage through new Health Insurance Marketplaces. New data...
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