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The State of Small Business Hiring [June 2014 Index]
Small businesses represent nearly 95 percent of all employers in the U.S. Therefore, the state of small business hiring serves as an indicator of the overall economy. While the pace of growth remains...
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5 Resources to Understand How Premium Reimbursement Works
Small and medium-sized employers are looking for more affordable ways to offer employee health benefits. As such, they are setting up formal plans to reimburse employees for individual health...
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Final Rule Clarifies Employee Orientation Periods and the 90-Day Waiting Period
The Department of the Treasury released final regulations on the Affordable Care Act's 90-day waiting period limitations. The final rule clarifies how the 90-day waiting period works with an employee...
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Employer Mandate - What You Need to Know in 2015
Under the Affordable Care Act's employer mandate, larger employers may face penalties if they do not offer affordable, minimum health insurance coverage to employees. Originally set to begin in 2014,...
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FAQ - How Do I Calculate the Number of Full Time Equivalent (FTE) Employees?
A common question from employers, health insurance brokers, and CPAs is "how do you calculate the number of full time equivalent (FTE) employees?"
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Affordable Small Business Health Insurance?
You've probably heard the buzz around small business health insurance -- costs are going up this year and small businesses are bracing for big rate hikes at renewal time.
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Understanding Health Plan Costs
Understanding health plan terms such as premium, deductible, co-payment, co-insurance, and out-of-pocket maximum is important to understanding the cost of your healthcare. As you evaluate health plan...
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Understanding Health Plan Coverage
Understanding different types of health coverage options such as HMOs and PPOs will help you pick a health plan that best fits your needs. As you evaluate health plan options, here are common terms...
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Account-Based Health Plans on the Rise, But Gap in Employee Education Still...
If you do not fully understand your health plan, Health Savings Account (HSA), or Flexible Spending Account (FSA) you're not alone. Data from more than 1,500 employers and consumers reveals that while...
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Trends in Web and Mobile Healthcare Technology [Infographic]
Web and mobile technologies are one tool employers are using to improve healthcare administration and enhance their benefits communication.
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Top 20 Cities to Launch a Start-Up
Which U.S. cities are the best for launching a start-up? According to a new report by NerdWallet, Oklahoma City, Miami, and Omaha top the list.
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5 Benefits of a Great Small Business Company Culture
Company culture. It's the personality of a company, what the company is like to work for, and what sets the company apart from the competition. Company culture is a reflection of your brand and it's...
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Small Business Owners Looking for More Affordable Healthcare Under the ACA
A recent survey found that small business owners are not receiving better, more affordable care under the Affordable Care Act (ACA). At least not through traditional group health insurance.
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3 Ways Health Insurance Brokers Can Adapt Under the ACA
The Affordable Care Act (ACA) has changed the rules in the health insurance field, which means the roles of health insurance professionals are changing, too.
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Small Businesses in California Can Keep their Health Plans Next Year... Why...
Announced this week, California small businesses will be allowed to keep group health insurance plans that don’t conform to the federal Affordable Care Act (ACA) through next year. However, there is a...
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3 Questions to Ask as You Prepare to Hire
Small businesses with limited time and resources need to be smart about recruiting new talent and make each new hire count. One of the first steps is to evaluate the business's hiring needs.
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10 Best Practices for Premium Reimbursement
Every day we speak with employers and health insurance brokers asking if there's a right way to reimburse employees for individual health insurance. This article covers ten best practices for premium...
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How Section 125 Cafeteria Plans Work
Most working Americans have access to a Section 125 Cafeteria Plan at some point during their working career, yet many do not take full advantage of them. When utilized correctly, a Cafeteria Plan can...
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6 Signs It's Time to Hire Your First Employee
Hiring employee number one is a big milestone for any small business owner or entrepreneur. You’ve gotten your business up and running. Now you need help in order to grow, operate, and/or sustain the...
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3 Reasons to Switch to Individual Health Insurance and Defined Contribution
Small and medium sized employers are rapidly switching employees from group health insurance (a defined benefit) to a healthcare allowance to spend on individual health insurance (a defined...
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