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Stand-Alone HRAs - Small Business Do's and Don'ts
Stand-alone Health Reimbursement Arrangements, also called Health Reimbursement Accounts or HRAs, offer small businesses an affordable way to offer health benefits without the cost or complication of...
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Health Reimbursement Accounts - Top 5 Employee Questions
As your company sets up and implements a Health Reimbursement Account (HRA), employees may have questions about how Health Reimbursement Accounts work. Educating employees about the benefits of a...
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Wisconsin Health Insurance Exchange Guide
This guide provides an overview of the Wisconsin Health Insurance Exchange including the history of the Exchange, how the Exchange will operate, and Exchange information for Wisconsin residents and...
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Colorado Health Insurance Exchange Announces Carriers & Rates
Last week, the Colorado Health Insurance Exchange announced which insurance carriers plan to offer insurance policies through the Colorado Health Insurance Exchange, called "Connect for Health...
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FAQ: What are Health Reimbursement Medical Plans?
Health Reimbursement Medical Plans offer businesses an IRS-approved way to reimburse employees, their spouses, and dependents tax-free for eligible medical expenses, including personal insurance...
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Individual Health Insurance Marketplaces 101
As part of the Affordable Care Act (ACA), health insurance coverage for individuals will become available through new individual health insurance marketplaces (also called "exchanges"). We've outlined...
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Georgia Health Insurance Exchange - Proposed Carriers & Rates
Recently, the Georgia Health Insurance Exchange released that 7 insurance carriers have stepped forward to offer insurance policies through Georgia's federally-run Health Insurance Exchange. To...
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Health Care Reform Checklist: 10 Tasks To Complete in 2013
The Patient Protection and Affordable Care Act (PPACA), also referred to as health care reform, introduced several new laws and regulations that impact businesses of all sizes. The following health...
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Montana Health Insurance Exchange Guide
This guide provides an overview of the Montana Health Insurance Exchange including the history of the exchange, how the exchange will operate, and exchange information for Montana residents and small...
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New Hampshire Health Insurance Exchange - Only One Carrier?
This week, it was reported there will likely only be one insurance carrier offering plans on the New Hampshire Health Insurance Exchange. Insurance carriers have until June 1, 2013 to file applications...
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Maryland Health Insurance Exchange Update - Proposed Carriers & Rates
Recently, the Maryland Health Insurance Exchange released that 13 insurance carriers have applied to offer plans through Maryland's state-run Health Insurance Exchange, called "Maryland Health...
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Small Business SHOP Marketplace - Application Forms
On May 31, 2013, the Centers for Medicare & Medicaid Services (CMS) released the Small Business "SHOP" Marketplace final rule, and SHOP application forms for small businesses. This article provides...
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New Mexico Health Insurance Exchange Guide
This guide provides an overview of the New Mexico Health Insurance Exchange including the history of the exchange, how the exchange will operate, and exchange information for New Mexico residents and...
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Study: Cost of Employer-Sponsored Health Care Increases 6.3% in 2013
On May 22, Milliman Medical Inc. released their 2013 Milliman Medical Index (MMI). The study provides a unique snapshot of health care costs for an average family of four covered under...
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Arkansas Health Insurance Exchange Guide
This guide provides an overview of the Arkansas Health Insurance Exchange including the history of the exchange, how the exchange will operate, and exchange information for Arkansas residents and small...
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Top 7 HRA Health Plan Designs to Achieve Health Benefits Savings
Health Reimbursement Arrangement (HRA) health plans are powerful tools for small businesses because they are one of the only employee benefits vehicles allowed to reimburse insurance premiums tax-free....
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Wyoming Health Insurance Exchange Guide
This guide provides an overview of the Wyoming Health Insurance Exchange including the history of the exchange, how the exchange will operate, and exchange information for Wyoming residents and small...
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FAQ: What is the Cost of a Stand-Alone HRA?
By offering a stand-alone health reimbursement arrangement (HRA), any small business can afford health insurance that helps recruit and retain key employees. How? With a stand-alone HRA, a small...
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Vermont Health Insurance Exchange - Proposed Broker Compensation
Earlier this week, the Vermont Health Insurance Exchange, called Vermont Health Connect, announced details on their broker program and compensation rates. The proposal was released on their website on...
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How 4 NonProfits Are Using HRAs for Cost Effective Health Insurance
As a nonprofit organization, the cost of providing health insurance to employees can be prohibitive. And yet, it is vital for nonprofits to offer health insurance for recruitment and retention of key...
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