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Virginia Health Insurance Exchange Guide
Beginning in 2014, as part of the Affordable Care Act (ACA), health insurance coverage for individuals and small businesses will become available through new state health insurance exchanges (also...
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Oregon Health Insurance Exchange Rates - Proposed 2013
Oregon Health Insurance Exchange released proposed rates for coverage starting 2014. The Oregon Health Insurance Exchange, Cover Oregon, will be Oregon's marketplace where individuals and small...
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Utah Health Insurance Exchange Guide
This guide provides an overview of the Utah Health Insurance Exchange including the history of the Exchange, how the Exchange will operate, and Exchange information for Utah residents and small...
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Affordable Care Act: Play or Pay?
Should we play or pay? Employers with over 50 employees are trying to figure out how to deal with the Affordable Care Act's "employer mandate" which requires applicable large employers to either offer...
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North Carolina Health Insurance Exchange Guide
This guide provides an overview of the North Carolina Health Insurance Exchange including the history of the Exchange, how the Exchange will operate, and Exchange information for North Carolina...
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Does Offering an HRA Disqualify Employees from Individual Premium Tax Credits?
A common question is "will offering a standalone HRA in 2014 prevent employees from obtaining individual premium tax credits?" The answer is no. Employees who receive a standalone Health Reimbursement...
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Alaska Health Insurance Exchange Guide
This guide provides an overview of the Alaska Health Insurance Exchange including the history of the exchange, how the exchange will operate, and exchange information for Alaska residents and small...
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What is a "Pure" Defined Contribution Health Plan?
Defined contribution health plans are fast becoming popular with small businesses as an alternative to group health insurance. With a "pure" defined contribution plan a business contributes a fixed...
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Georgia Health Insurance Exchange Guide
This guide provides an overview of the Georgia Health Insurance Exchange including the history of the exchange, how the exchange will operate, and exchange information for Georgia residents and small...
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8 Ways HRAs Help a Small Business Grow
Stand-alone Health Reimbursement Arrangements (HRAs) provide small businesses a way to offer employees excellent health benefits without the cost or complication of group health insurance. An HRA is a...
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What Health Insurance Premiums Can an HRA Reimburse?
Health Reimbursement Arrangements (HRAs) are federally regulated, employer-sponsored health benefit plans that allow participants to receive reimbursement for eligible out-of-pocket healthcare expenses...
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Louisiana Health Insurance Exchange Guide
This guide provides an overview of the Louisiana Health Insurance Exchange including the history of the exchange, how the exchange will operate, and exchange information for Louisiana residents and...
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Washington DC Health Insurance Exchange Update
The Washington DC Health Insurance Exchange announced last Friday which insurance carriers intend to offer policies through their health insurance marketplace. The DC Health Insurance Exchange has been...
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ACA Employer Mandate and Rules for Controlled Groups
The Affordable Care Act (ACA) requires large employers (with 50+ full time equivalent employees) to either offer minimum value and affordable health insurance coverage to full time employees, or pay an...
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Pennsylvania Health Insurance Exchange Guide
This guide provides an overview of the Pennsylvania Health Insurance Exchange including the history of the exchange, how the exchange will operate, and exchange information for Pennsylvania residents...
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FAQ: Does My Small Business Have to Provide Health Insurance?
As a small business owner, you may be asking "starting in 2014, do I have to provide health insurance to employees?" No business has to offer health insurance. However, the Affordable Care Act includes...
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Maine Health Insurance Exchange Guide
This guide provides an overview of the Maine Health Insurance Exchange including the history of the exchange, how the exchange will operate, and exchange information for Maine residents and small...
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How Employers Can Get Out of the Health Insurance Business
With 2014 looming, businesses of all sizes are scrambling to understand the Affordable Care Act (ACA) and how it will affect their bottom line. How many employers will drop group health insurance...
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California Health Insurance Exchange - Individual Plan Rates
Yesterday, the California Health Insurance Exchange announced which carriers intend to offer individual plans through Covered California, California's Exchange. The California Health Insurance Exchange...
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Missouri Health Insurance Exchange Guide
This guide provides an overview of the Missouri Health Insurance Exchange including the history of the Exchange, how the Exchange will operate, and Exchange information for Missouri residents and small...
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