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Special Enrollment Periods and the Small Business HRA
The 21st Century Cures Act reintroduced the Stand-Alone Health Reimbursement Arrangement (HRA) for small businesses, making it possible for them to offer health benefits they may not have been able to...
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How to Switch to Your Spouse's Health Insurance Policy Midyear
Married couples share a lot of things, including health insurance coverage in some cases. If you want to switch to a spouse’s policy—or your spouse wants to enroll in yours—it’s usually an easy task...
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How Businesses and Their Employees Are Using HSAs: Report
Although the recent Republican proposal to replace Obamacare was withdrawn before it could be put to a vote, the GOP has stated that it plans to introduce new health-care legislation down the road.
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5 Steps for Successfully Communicating with Your Employees About the Small...
This post is a summary of a section from our eBook, The Comprehensive Guide to the Small Business HRA. You can download the full guide for free by clicking here. If you’re ready to offer the Small...
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How to Manage Your Small Business HRA
This post is an extract from our eBook, The Comprehensive Guide to the Small Business HRA. You can download the full guide for free by clicking here. If you’ve decided to implement the Small Business...
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Survey: Personalized Employee Benefits More Desirable Than Ever
Declining unemployment rates, rising wages, and a rebounding economy mean that today’s workers can afford to be choosier when it comes to finding employment. A recent MetLife survey reveals that...
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Want to Increase Employee Retention? Provide More Health Policy Options
Research consistently shows that health benefits top the list of benefits employees value most. However, today’s workers are looking for more than just a health plan—they want more choices and greater...
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How to Choose a Small Business HRA Administration Tool
The following is a summary of a section from our free resource, The Comprehensive Guide to the Small Business HRA. If you would like to download the full resource, click here.
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8 Questions to Ask About a Small Business HRA Administration Tool
The following is a summary of a section from our free resource, The Comprehensive Guide to the Small Business HRA. If you would like to download the full resource, click here. Now that you’ve decided...
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Tax-Free Fringe Benefits: The Key to Employee Retention
Note: This is a guest post from our friends at Larry L. Bertsch, CPA & Associates, a Las Vegas–area firm operating since 2003.
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Millennials in the Workplace—How Their Benefits Needs Vary
Millennials are now the largest generation in the American workforce. As baby boomers retire and a younger generation of workers fills their shoes, employers must find new ways to attract a new crop...
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The AHCA Passed the House—What It Means for Small Businesses
The House of Representatives took the first step last week toward attaining a long-desired goal—the repeal and replacement of the Affordable Care Act (ACA). The American Health Care Act (AHCA) (H.R....
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How a little-known Nevada insurance law benefits residents
A little-publicized Nevada law provides residents with a unique opportunity that doesn’t exist anywhere else in the Untied States. NRS 687B.480, which took effect January 2014, allows uninsured...
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How the QSEHRA Works for Employees Without Minimum Essential Coverage
When Congress passed the 21st Century Cures Act in December 2016, it created a new health plan for small businesses—the Qualified Small Employer Health Reimbursement Arrangement (QSEHRA), or Small...
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The American Health Care Act, as Compared to the Affordable Care Act...
As the Senate gets ready to consider the American Health Care Act, refresh your memory on how the bill is different from the Affordable Care Act. See what would change and what would stay the same....
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How much does not offering health benefits cost my business?
One of the central questions in reforming U.S. health care asks whether businesses should be required to provide health insurance to their employees. Right now, only companies with 50 or more...
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How the QSEHRA Works for Me
I love working for a small business. In a smaller office, my day-to-day impact is much bigger, and when I wake up in the mornings, I know I’m going to make a difference. But health insurance is also...
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Should I Still Offer the QSEHRA When Group Insurance Is Cheaper than Individual?
One of the chief benefits of offering a personalized benefits solution like the Qualified Small Employer Health Reimbursement Arrangement (QSEHRA), or Small Business HRA, is its potential to save...
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How the AHCA Affects Small Business and Individual Taxation
Much has been said about the passage of the American Health Care Act (AHCA) by the House of Representatives in May. The Republican-sponsored legislation is the first successful attempt to repeal and...
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The Better Care Reconciliation Act of 2017—what’s in the Senate’s new bill to...
After a month of closed-door meetings, Senate Republicans emerged last week with a bill to repeal and replace the Affordable Care Act. The legislation, introduced as The Better Care Reconciliation Act...
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