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How HSA Contribution Limits Work for Spouses
In today’s marketplace, many people get their health insurance coverage from a spouse’s benefits plan; however, a growing number of married couples maintain separate individual health insurance...
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Survey Reveals Wellness Programs Lower Employee Stress
Working life can be stressful, but according to a recent survey by workplace wellness provider MediKeeper, American workers report less stress when their workplace has a wellness program in place.
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FAQ - Can I Offer a Health Insurance Stipend to Employees?
A common question among small business owners is whether they can offer employees a stipend to help pay for the cost of individual health insurance. Business owners also wonder if a health insurance...
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HSAs Are Good for Both Businesses and Employees [Infographic]
As we’ve discussed before, businesses with fewer than 50 employees have several choices when it comes to health insurance options for small groups. According to an infographic and information from...
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Confused About S-Corp Medical Reimbursement Arrangements?
The passage of the 21st Cures Act in December 2016 created a new health benefit option for small businesses—the Small Business Health Reimbursement Arrangement (HRA). Although this is a win for small...
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Premium Tax Credit MAGI Charts for 2017
Despite the political climate, premium tax credits (sometimes called subsidies) are still available to individuals who don’t receive health insurance through their company or a federal program like...
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Benefit-Related Compliance and Cost Management Are Overwhelming for Small...
It’s no secret that health insurance is a complicated subject. From deciphering information in benefits statements to sorting out which services and providers are covered, confusion and frustration...
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3 Reasons HRAs Are Good for Small Businesses
The following is an extract from our free eBook, The Comprehensive Guide to the Small Business HRA. Click here to download the full eBook, which will guide you through everything you need to know to...
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How to Set a Small Business HRA Budget
The following are excerpts from our free eBooks, The Comprehensive Guide to the Small Business HRA and the Small Business Health Insurance Reimbursement 2017 Annual Report. You can download these...
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Is Your Company Making These 3 Health Insurance Reimbursement Mistakes?
Recent health reform has left many businesses wondering if their health reimbursement plans for their employees are compliant with current laws. Today, we’re taking a look at three common mistakes...
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7 Steps for Setting Up a Small Business HRA
The following is an overview of a section in our free eBook, The Comprehensive Guide to the Small Business HRA. If you would like to download the full resource, click here.
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Business Health Insurance Costs: HRAs vs. Group Plans
Health care costs are projected to increase by 6.5 percent in 2017, which means they will continue to expand more rapidly than inflation. As a rising number of businesses feel the pinch, many are...
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How to Boost Employee Retention and Reduce Turnover
Employee turnover is expensive, costing businesses six to nine months’ salary on average. Savvy employers recognize that keeping their people means more than just delivering paychecks on time....
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How Nonprofits Can Offer Affordable Health Insurance in 2017
All businesses face challenges, but nonprofits often struggle with different obstacles compared to their for-profit counterparts. Among the most pressing challenges facing nonprofits today are a lack...
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Average Reimbursement Plan Allowances by State
This article is a summary of a section from our free resource, Small Business Health Insurance Reimbursement: Annual Report 2017. Download the full report by clicking here. In the face of rising...
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3 Health Insurance Options for Companies with Employees in Multiple States
If you have workers spread across multiple states, you face unique challenges when it comes to providing your employees with health insurance. State-specific insurance requirements might make it...
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6 FAQs on Small Business HRA Reimbursement
In December 2016, Congress revised and revived a popular employee benefits option: the health reimbursement arrangement (HRA). Many users of the new Small Business HRA have never administered a...
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5 Questions Businesses with Employees in Multiple States Should Ask About...
As we’ve discussed before, more and more businesses are expanding their operations to other states. Virtual workplaces, better connectivity, and remote technology allow today’s companies to recruit...
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Why You Should Offer an HSA with Your Small Business HRA
In recent years, the number of Americans participating in health savings accounts (HSAs) has increased dramatically. Within the last decade, HSA participation has jumped from 3.2 million in 2006 to...
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Compliance Concerns with Multistate Health Insurance
There are many advantages to employing workers across state lines. Businesses can choose from a larger talent pool, and surveys show that remote employees are happier and more productive on average...
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