Under the Affordable Care Act (ACA), Americans are mandated to have health insurance coverage. As a result, the uninsured rate is the lowest it’s been in decades - 12.9% according to a January 2015 Gallup poll. So this means that Americans are better covered and well-protected against large health insurance claims, right? Recent statistics say no - that health plans with high deductibles and out-of-pocket expenses are becoming a significant financial hardship. Let’s look at three trends, and what this says about how healthcare is changing.
