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5 Alarming Small Business Habits You Need to Stop Today
So, you’ve been working long hours, putting in late nights, and basically giving your heart and soul to your new business. But for some reason, you’re just not seeing the growth and results you were...
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Small Business Tip: A Step-by-Step Guide to an Effective Blogging Strategy...
Today’s consumer has some intriguing buying behaviors. With 70% wanting to learn about a product or service through blogs rather than ads, 57% of consumers make their purchase decision before they...
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20 Compelling Small Business Stats All Owners Need to Know
While the Great Recession seems like a thing of the past, small business owners are still recovering. And while optimism is growing, owners say top small business challenges for 2015 are financial...
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Health Reimbursement Arrangement: The Advantages
Until recently, small businesses wanting to provide health benefits to employees were limited to implementing a group health insurance policy. Small business owners know that this is often not a...
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Health Savings Account - HSA 2016 Rules & Requirements
The IRS recently announced the Health Savings Account (HSA) rules and requirements for 2016. This article reviews the HSA contribution limits, HDHP minimum required deductibles, and out-of-pocket...
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FAQ - Can We Give Employees Money for Health Insurance?
It’s a common small business challenge - you want to help employees with the cost of healthcare, but traditional job-based health insurance is not in the cards. If this sounds familiar, your business...
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Want to Increase Your Company's Value? Add Employee Health Benefits
Small business owners are constantly analyzing and evaluating their budgets and bottom lines. Sometimes you have to cut back on certain things here and there. Other times, you add something to the...
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Employee Health Benefits Allowance - What Options Do I Have?
For most small businesses, traditional group health insurance is out of reach. But, that doesn’t mean health benefits are not attainable. As an alternative, small businesses are adopting employee...
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What Benefits Do Employees Really Want? [Zane Benefits Blog Feature]
As a small business owner, recruiting and retaining top quality employees is key. You need employees who feel satisfied with their work, positive about their pay, and have a desire to be long-time...
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FAQ - Can We Use an HSA to Reimburse Employees for Health Insurance?
Your small business doesn’t offer health insurance, but you’d like to help employees with the coverage they’ve purchased on their own. In this FAQ article, we’ll answer a common small business...
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Health Reimbursement Arrangements - How an HRA Works
Health Reimbursement Arrangements, also called Health Reimbursement Accounts or HRAs, are a type of health plan used by employers to reimburse employees’ medical expenses. HRAs are both similar, and...
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What to Do if Employees are Asking for Help with Health Insurance
If you’re one of the 2.7 million U.S. small businesses who doesn’t offer health insurance, here’s something you’ve likely heard from employees: “We have to buy health insurance now. Can the company...
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2015 Federal Poverty Line (FPL) Charts
Under the Affordable Care Act (aka Obamacare), households with income between 100% and 400% of the Federal Poverty Level (FPL) may be eligible for a federal premium tax subsidy to cap the cost of...
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Recruiting in an Online World - Tips for Dental Practices [Zane Benefits Blog...
Most dental practices know the importance of online patient feedback, but in an increasingly online world, employees, not just patients, are hitting the web to communicate what they like and don’t...
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Nontraditional Approaches to Small Business Health Benefits
Today, more than 2.7 million U.S. small businesses do not offer traditional health insurance coverage. The primary reasons they don’t? Cost. Yet, most established small businesses want to offer health...
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What You Need to Know About HRAs and Obamacare
Health Reimbursement Accounts have been a popular type of medical reimbursement plan used by employers to control healthcare costs. The Affordable Care Act (“Obamacare”), however, changed the rules...
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Which Pre-Tax Healthcare Accounts are Available to Small Employers?
As small employers look for ways to contribute to employees’ healthcare expenses outside of a traditional group health insurance policy, one option is to offer a pre-tax healthcare account. There are...
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Health Insurance Reimbursement - How to Avoid Costly Penalties
Can employers still reimburse employees for personal health insurance premiums? Yes. Will employers pay penalties if they go about it the wrong way? Yes. Here’s a quick overview of what small...
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How to Reimburse Marketplace Health Plans
Employees have coverage from the Individual Health Insurance Marketplace and your small business wants to help with the cost. One solution is to set up a health insurance reimbursement plan. But wait....
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Evaluating If It's Time to Offer Health Benefits [Zane Benefits Blog Feature]
When you start a new business and hire your first employees, health benefits are not at the top of your list. As your small business puts down its roots and starts to grow, however, there comes a time...
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