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Microbusinesses Struggling with Health Insurance Costs
With healthcare costs on the rise, "microbusinesses" are struggling to cover health insurance costs. According to the Sam's Club/Gallup Microbusiness Tracker, while most microbusiness owners have...
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4 Tips for Finding Affordable Healthcare for Your Dental Practice
Many dental practices want to offer healthcare benefits to attract, recruit, and retain the top dental hygienists, dental assistants, and office managers. Since many small dental practice run on...
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The Growing Trend of Small Businesses Dropping Group Coverage
It is no secret that small business health insurance costs are on the rise, and so is the trend of small employers who are dropping their small business group health insurance plans. Since these...
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The ACA Issues Businesses Aren't Following, But Should Be
The Affordable Care Act’s new reporting requirements and employer mandate are quickly approaching. Business owners need to understand their requirements under the ACA, and savvy business owners are...
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Who Was Helped the Most Under the ACA?
At its most basic level, one of the primary goals of the Affordable Care Act (ACA) was to reduce the number of uninsured Americans. The ACA, and more specifically, the individual shared responsibility...
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4 Ways to Attract Job Candidates to Your Small Business or Startup
Many small businesses and startups have limited capital, and are concerned with competing with larger businesses with more robust employee compensation packages for top-tiered job candidates. If...
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Choose the Best Plan for You This Open Enrollment
With open enrollment for individual health insurance less than two weeks away now, many Americans are scrambling to evaluate their current (if any) policy, and thinking about how they will make...
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How to Help Employees Switch to Individual Health Insurance
Lately, there has been a ton of media buzz surrounding the growing trend of small employers (with fewer than 50 employees) who are directing their employees to the individual health insurance market...
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2015 FSA Annual Contribution Limit
The IRS recently set the 2015 annual contribution limit for health Flexible Spending Accounts (FSAs). The maximum election amount for FSAs in 2015 is $2,550, up $50 from 2014.
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What Are Employee Benefits and Should You Offer Them in 2015?
As a small business owner you have finally built your dream team. You have managed to find, recruit, and hire the right people with all the right attributes. If you are a small business owner, you...
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3 Tips for Educating Employees on Health Insurance Options
More and more, employers are transitioning employees to individual health insurance. While there are many benefits of individual health insurance, studies show that employees are nervous about being...
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Employer Funded Individual Health Insurance - The Obvious Solution
In two weeks, we release our book The End of Employer-Provided Health Insurance, which discusses the obvious solution to our nation’s employer health insurance woes - employer-funded individual health...
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Pop Quiz: Is Your Business Ready for the ACA Employer Mandate in 2015?
With 2015 right around the corner, employers and their brokers are assessing how the Affordable Care Act (ACA) employer mandate impacts their healthcare offerings, and their bottom line. Under this...
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HR Demands - How to Handle Small Business Human Resources
For small business owners, HR demands can feel like a juggling act. It can be difficult to pull time away from growing the company in order to administer benefits, payroll, and hiring. Not only do...
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HHS Closes Loophole on Skinny Plans - Group Health Plans Must Cover...
Group health plans that fail to cover hospital care will not meet the minimum value health plan standard under the Affordable Care Act, according to a Department of Health and Human Services (HHS)...
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FAQ: Do I Qualify to Save on Health Insurance?
When the Health Insurance Marketplaces open on November 15th for general enrollment, anyone can purchase a personal health insurance plan. During this "annual open enrollment period," you, your...
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Stressed About Open Enrollment? 4 Tips to Help You Stay Sane
Another year has come and gone, and it’s time for your health benefits open enrollment period. As a seasoned human resources professional, office manager, or business owner, you’ve got a lot on your...
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Why Group Health Insurance is Evil
In two weeks, we release our book The End of Employer-Provided Health Insurance, which discusses the obvious solution to our nation’s employer health insurance woes - employer-funded individual health...
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Job Growth Outlook for Small Businesses in 2015
Small businesses comprise approximately 54% of all U.S. sales and 66% of all net new jobs in the United States. Although small businesses may have modest employee numbers, they are certainly drivers...
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Health Insurance Marketplaces - Website Directory by State (2015)
This Marketplace website directory lists each state's Health Insurance Marketplace ("Exchange") for 2015.
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