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Projected Employer-Sponsored Rates to Rise in 2015
According to the preliminary survey results from Mercer’s National Survey of Employer-Sponsored Health Plans, employer-sponsored health insurance rates will rise by an average of 3.9 percent in 2015....
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HR Tips for Transitioning Employees to Individual Health Insurance
With the Affordable Care Act (ACA) in full effect, many small and medium sized businesses will be steering some or all of their employees towards individual health insurance. This comes as no...
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Broker Tips for Adapting to the Changing Health Insurance Landscape
The health insurance market is undergoing a dramatic transformation. As health insurance professionals learn to navigate this “new normal,” the ones who adapt will thrive. This article contains...
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2015 Delaware Health Insurance Marketplace Update
With open enrollment for health insurance coverage for 2015 right around the corner, many of the Marketplaces are releasing their approved individual health insurance rates for 2015. This article...
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Affordable Care Act's Impact on Health Savings Accounts (HSAs)
The Affordable Care Act (ACA) has impacted many areas of healthcare and health insurance. As such, the rules for account-based health plans, including health savings accounts (HSAs) have changed. This...
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Hundreds of Thousands Could Lose Premium Tax Credits
Last month, the Centers for Medicare and Medicaid Services (CMS) announced that over 300,000 individuals who received health insurance coverage through the Marketplace were at risk of having their...
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2015 Ohio Health Insurance Marketplace Update
Open enrollment for individual health insurance coverage for 2015 is coming up in less than a month. Many of the Marketplaces are releasing their approved individual healthcare plan rates for 2015....
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Survey: Rate of Uninsured Young Americans Dropped in 2014
Changes due to the Affordable Care Act (ACA) and more specifically, the individual shared responsibility provision led to a significant drop in the number of uninsured Americans in 2014. This is...
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Top 3 Reasons Employees are Happier with Individual Health Insurance
Although many employees may be more familiar with traditional, group health insurance, there are many benefits to individual health insurance that makes employees happier. This article provides the...
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2015 Montana Health Insurance Marketplace Update
Open enrollment for individual health insurance coverage for 2015 is coming up in less than two months. Many of the Marketplaces are releasing their approved individual healthcare plan rates for 2015....
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10 Signs You Should Switch to Individual Health Insurance
Many small employers and nonprofit organizations are looking for alternatives to traditional group health insurance. One of the most popular health insurance alternatives small and medium-sized...
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Is Our Health Coverage Considered Minimum Value?
The Internal Revenue Service (IRS) has issued proposed regulations on determining the minimum value rules under the Affordable Care Act (ACA). These rules provide guidance for applicable large...
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2015 Utah Health Insurance Marketplace Update
With open enrollment for health insurance coverage for 2015 right around the corner, many of the Marketplaces are releasing their approved individual and small employer health plan rates for 2015....
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Sticker Shock? A Solution for Small Business Health Insurance Rate Hikes
At renewal time this year, many small businesses will face sticker shock at the new rate hikes for group health insurance in 2015. Many small businesses are seeking cost-mitigation strategies to deal...
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Current Marketplace Enrollment Exceeds CBO's Estimate
When the Affordable Care Act (ACA) was enacted, it introduced the individual shared responsibility. This is the provision of the ACA that requires Americans to be enrolled in a health insurance plan...
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2015 Michigan Health Insurance Marketplace Update
With open enrollment for health insurance coverage for 2015 right around the corner, many of the Marketplaces are releasing their approved individual and small employer health plan rates for 2015....
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A Look at Health Insurance Coverage in 2014
Since it was enacted, the Affordable Care Act has brought about many changes to the health insurance market. Medicaid expansion and premium tax credits have helped millions of Americans gain health...
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FAQ: Is Our Health Coverage Considered Affordable?
The Affordable Care Act’s (ACA’s) employer shared responsibility provision requires applicable large employers to either provide “affordable” coverage to employees starting in 2014 or pay a fine. What...
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2015 Missouri Health Insurance Marketplace Update
With open enrollment for health insurance coverage for 2015 right around the corner, many of the Marketplaces are releasing their approved individual and small employer health plan rates for 2015....
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Public Opinion on Marketplace Security
The public has been buzzing about the security risks associated with using the health insurance Marketplace website. Are the Marketplace websites safe to use? Could there be more potential security...
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