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Employees Have Extra Time to Sign Up for January 1st Health Coverage
Employees now have until December 23, 2013 to sign up for individual health insurance coverage through the new Health Insurance Exchanges -- to be covered on January 1, 2014. Originally the deadline...
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Defined Benefit vs. Defined Contribution Healthcare - What's the Difference?
The health insurance industry is transitioning away from defined benefit healthcare and towards defined contribution healthcare. Many experts even say we're approaching the tipping year for defined...
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Small Business Health Insurance - 5 Data Points that Might Surprise You
With major provisions of health reform taking effect now and into 2014, many experts agree the landscape of employer health insurance is rapidly changing. Change is a disrupter, however for small...
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Survey - Small Businesses Saying 'No Thanks' to SHOP Exchanges, Yes to...
A majority of US small businesses are looking to health benefit options outside of the Small Business SHOP Exchanges, with many looking to more affordable health benefit solutions for 2014. This is...
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Employer Health Benefits Costs Slow, and Other Key Trends - Mercer 2013 Survey
Last week, Mercer released their annual National Survey of Employer-Sponsored Health Plans. According to they survey's findings, the cost of employer health benefits slowed to 2.1% growth in 2013 -...
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Pure Defined Contribution Health Benefits - Top 4 Health Insurance FAQs
When considering defined contribution health benefits, one of the first questions employers and employees ask is about the health insurance coverage they'll have access to. Will I have my same...
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Mid-Year Changes in Salary Reduction Elections for 2014 - New Rules
This article provides an overview of mid-year changes in salary reduction elections, and what is changing for 2014.
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Infographic - Who Are the Americans Eligible for Premium Tax Credits?
Beginning in 2014, the federal government is providing premium tax credits (also referred to as health insurance tax credits or subsidies) to help lower the cost paid for individual health insurance...
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Pure Defined Contribution Health Benefits - Top 5 Accounting FAQs
This article answers the top five accounting questions on pure defined contribution health benefits including how to track liability, minimize exposure, and administer the health benefits.
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Small Business SHOP Online Enrollment Delayed Until November 2014
The Department of Health and Human Services (HHS) announced Wednesday that online enrollment for the federally-run Small Business SHOP Marketplace (HealthCare.gov) would be delayed until November...
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Pure Defined Contribution Health Benefits - Top 6 FAQs
This article answers the top six questions from employers on pure defined contribution health benefits including what is defined contribution, why 'pure', and what employees think of the health...
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FAQ - Can Employers Reimburse Employees' Individual Health Insurance in 2014?
Today, less than 50% of small businesses offer employees health insurance, largely because of the cost. That's over 2.3 million small businesses that don't offer health insurance. Under ObamaCare,...
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2 Common Mistakes When Asking "Am I an Applicable Large Employer (ALE)?"
Starting in 2015, Applicable Large Employers (ALEs) will be subject to the "employer mandate" -- the Affordable Care Act requirement to either offer minimum, affordable health insurance by 2015 or be...
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Employee Satisfaction - 3 Best Practices to Retain Your Most Valued Employees
A vital part of any successful business is attracting and retaining productive, happy employees. Whether it’s a competitive salary, professional growth, or a rewarding office environment, employee...
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Employee Satisfaction - 7 Ways to Engage and Retain the Right Employees
Employee satisfaction and engagement. It's not just about making employees happy - it's about making the right employees happy. It's about engaging employees to drive the business forward. With high...
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Play, Pay, or Play Differently? The Pros and Cons
Employers with over 50 employees are trying to figure out how to deal with the Affordable Care Act's 2015 "employer mandate" which requires applicable large employers to either offer health insurance,...
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100k Signed Up for Health Insurance in November via HealthCare.gov, Says...
In November 2013, the administration says approximately 100,000 people signed up for health insurance through the online federal exchange (healthcare.gov). This was a four-fold increase from October,...
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Top 5 Small Business Health Insurance Articles of 2013
As the year comes to an end, here's a look at our top small business health insurance articles of 2013. These represent our most read, most commented on, and most shared articles on small business...
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Now is the Time to Drop Group Health Insurance
For small and medium businesses, now is the time to drop group health insurance. While the rates of health insurance costs have slowed again, many forecasts are predicting an uptick in 2014 and 2015....
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8 (More) Controversial Ways to Improve Health Insurance in the US
How would you change ObamaCare to improve health insurance in the US? Assuming repealing the law is off the table, which reforms to the current law would ease the burden on small businesses, brokers,...
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