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Walgreens Switches to Defined Contribution & Private Exchange Model

Walgreens has joined the ranks of thousands of businesses small and large, by announcing it will move to a Defined Contribution model for employee health benefits in 2014. Through the plan, Walgreens...

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Feds Say ObamaCare Saved Consumers $1.2 Billion in 2012

ObamaCare saved consumers $1.2 billion in health insurance premiums in 2012 via the rate review process. This is according to the U.S. Department of Health and Human Services (HHS) who recently...

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5 Ways to Communicate Your Health Reform Strategy to Employees

With key provisions of the Affordable Care Act taking effect soon, employers have been tasked with understanding health reform, deciding their health benefits strategy, implementing any changes, and...

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US Census Report - 48 Million Americans Uninsured in 2012

One of the key goals of the Affordable Care Act (ACA), according to the administration, is to increase access to affordable health care and help millions of Americans gain new access to more affordable...

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Iowa Health Insurance Exchange Update - Health Plan Rates

Recently, the Iowa Health Insurance Exchange released sample rates for individual health insurance exchange policies. According to the Iowa Insurance Division, the sample rates for individual health...

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How the Affordable Care Act (ACA) Varies by State

The Affordable Care Act (ACA) is about to take a major step with the state health insurance marketplaces opening for enrollment on October 1, and with multiple ACA provisions coming into effect in...

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6 HR Tips for a Smooth Transition to the Health Insurance Exchanges

With health reform taking full effect in 2014, most small and medium size companies will be sending a portion, or all, of its employees to the health insurance exchanges for coverage.And it's not...

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Arkansas Health Insurance Exchange Update – Health Plan Rates

The Arkansas Health Insurance Exchange, also known as the Arkansas Health Connector, recently released approved rates for individual health insurance plans which will be offered through their health...

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Illinois Health Insurance Exchange Update – Health Plan Rates

The Illinois Health Insurance Exchange recently released information on premium rates for individual health insurance policies that will be available through the Exchange. The Exchange will open for...

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Health Insurance Marketplaces - Website Directory by State

This state by state directory of the Health Insurance Marketplaces websites lists each state's Marketplace ("Exchange") and the website where individuals, families, and small businesses can view...

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Health Plan Rates for the 36 Federal Health Insurance Marketplaces

A preview of the health plan rates for the federal Health Insurance Marketplaces is now available. Today, the federal authorities released sample premium rates for the 36 states who are using either...

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ObamaCare is Killing Group Health Insurance... Why It's Already Broken

ObamaCare is killing traditional group health insurance. And as Paul Howard stated in a recent Forbes article, that’s probably a good thing. Why? Group health insurance is a BIG part of the healthcare...

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17 Million People Eligible For Premium Tax Subsidies in 2014

Everyone has a close eye on the new ACA Health Insurance Marketplaces, especially how many Americans will purchase a health plan through the Marketplaces and how many Americans will access the new...

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Good News - One-Person Stand-Alone HRAs Allowed in 2014

For over a decade, Health Reimbursement Arrangements (HRAs) have been widely used by small business owners and one-person non-profits as a way to increase their tax savings and to receive tax-free...

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Workplaces Taking on The Cost of Obesity with Weight Control Programs

It's a subject most people don't want to talk about openly, but the national epidemic of obesity presents significant problems for US employers. Obesity and its related diseases contribute to lost...

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16 Ways to Inspire Small Business Leadership [3 Infographics]

You've started your business and it's off the ground running. You've hired your first employee/s. Now it's time to lead your business, and employees, to success. It's not always easy. In fact,...

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Zero-Net-Premium Plans Widely Available... And Other Preliminary Health...

We're one month in to the health insurance exchanges, and after three and a half years of forecasting data is now emerging on the individual health insurance exchanges across the nation. These trends...

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15 Signs You've Freed Yourself From Group Health Insurance

We write a lot about how group health insurance is broken and how defined contribution health benefits are the future of small business health insurance.So, how do you know you've officially freed...

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The 4 New Health Reform Rules All Small Businesses Need to Know

2014 is almost here. But don't panic. While the new Affordable Care Act (aka ACA, health reform, ObamaCare) regulations seem overwhelming, the new insurance rules fall into four main categories of...

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How to Successfully Implement Defined Contribution Health Benefits

Implementation of a new health benefits program is key to its success. Educating and onboarding employees in a positive way makes plan management more successful in the short-term and in the long-term...

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