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What to expect from the individual coverage HRA (ICHRA) in 2020
Beginning January 1, 2020, U.S. businesses will have a new health benefits option: the individual coverage health reimbursement arrangement (ICHRA). Created through proposed regulations from the...
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How does the individual coverage HRA (ICHRA) work?
The individual coverage health reimbursement arrangement (ICHRA) is a new way for businesses and other organizations to offer employees health benefits. Set to debut in January 2020, the ICHRA allows...
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How to set up an individual coverage HRA (ICHRA)
The creation of the individual coverage health reimbursement arrangement (ICHRA) has many organizations excited. The new benefit, available beginning January 1, 2020, allows groups of any size to...
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Average QSEHRA allowance amounts in 2018: Report
It’s been two years since small businesses first had access to the qualified small employer health reimbursement arrangement (QSEHRA). In that time, the popularity of the benefit has grown and...
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10 HRA FAQs - Health Reimbursement Account Rules
Here are 10 FAQs outlining common health reimbursement account rules. A health reimbursement account (HRA), also known as a health reimbursement arrangement, is an IRS-approved, tax-advantaged,...
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How employees used the QSEHRA in 2018: Report
Employees with access to a qualified small employer health reimbursement arrangement (QSEHRA) continued to take full advantage of the benefit in 2018, according to results from The QSEHRA: Annual...
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Top 5 takeaways from QSEHRA use in 2018: Report
Last year, 2018, marked the second full year small businesses had access to the qualified small employer health reimbursement arrangement (QSEHRA). PeopleKeep examined this period recently in our...
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What a court ruling against association health plans means for small business...
In late March, a federal judge struck down the Labor Department’s 2018 rule expanding access to association health plans. While in place, the rule allows small businesses and self-employed workers to...
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Individual coverage HRA (ICHRA) plan documents: what are the requirements?
The individual coverage health reimbursement arrangement (ICHRA) is inching closer to implementation: in January 2020, businesses of all sizes will be able to offer the new benefit. One of the first...
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How S-corporation owners can deduct health insurance expenses
Choosing an S-corporation to form your business comes with a number of impressive tax advantages. You don’t pay corporate income tax, and your Social Security and Medicare tax bills are lower—instead,...
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HRA for Dummies
In the modern workforce, providing competitive benefit options is essential in retaining and recruiting quality employees. For small business owners and managers, navigating the benefits world can be...
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ICHRA eligible expenses: What are they?
Beginning in 2020, small businesses are expected to have a new health benefits option: the individual coverage health reimbursement arrangement (ICHRA). Unlike other HRAs, the ICHRA can be used by...
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HRAs in 2020: What can we expect?
The health reimbursement arrangement (HRA) is having quite a moment. After being seriously reduced by IRS guidance following the Affordable Care Act, they’ve reentered the scene as a serious...
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Does the ICHRA satisfy the employer mandate?
With the new individual coverage health reimbursement arrangement (ICHRA) scheduled to become available in early 2020, you might be wondering if the ICHRA satisfies the employer mandate. Let’s take a...
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Federal government releases final rule on new HRAs for 2020
We’ve got great news here at PeopleKeep—last week brought a major win for small business health benefits. After several months of work, the federal government finalized a rule that creates two new...
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How businesses can contribute to employees' HSAs
Health savings accounts (HSAs) were introduced in 2003 as a tax-advantaged way to save money toward future health expenses. Although they’re opened, owned, and maintained by individuals, they’re also...
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15 FAQs on the individual coverage HRA (ICHRA)
As more businesses become aware of the new individual coverage health reimbursement arrangement (ICHRA), we at PeopleKeep have been flooded with questions about what it is, how it works, and who can...
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How does the new HRA rule affect the QSEHRA?
The new federal regulations released last month created quite a splash, with most industry commentators—including PeopleKeep—concentrating on the creation of two new health reimbursement arrangements...
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Special enrollment periods (SEPs) and the QSEHRA
The 21st Century Cures Act reintroduced the health reimbursement arrangement (HRA) for small businesses, making it possible for them to offer health benefits they may not have been able to afford...
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The ICHRA and premium tax credits: what are the rules?
Employees participating in an individual coverage HRA (ICHRA) cannot collect premium tax credits. However, the federal government added some flexibility to the ICHRA rules. With an ICHRA, employees...
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