2019 Open Enrollment Dates
With this year’s open enrollment just around the corner, you might be wondering which deadlines apply to you.
View ArticleNew regulations expand personalized benefits with more HRA options
The Departments of the Treasury, Labor, and Health and Human Services proposed regulations this week that would significantly expand personalized health benefits for U.S. businesses. The proposals,...
View ArticleThe Top 5 Small Business Health Insurance Options in 2019
The rising costs of health care aren’t just a problem for individuals—they’ve also impacted businesses that make health benefits a priority for their employees. Small businesses have been particularly...
View ArticleFAQ - How Much Does Individual Health Insurance Cost?
Many people assume that individual health insurance, which is insurance you purchase on your own, is more expensive than group health insurance, which is a policy an employee gets through their...
View ArticleHow Much Does Group Health Insurance Cost?
Editor’s Note: This article has been updated with the most recent group health insurance cost information. The article was originally published in September 2014. As small employers research health...
View ArticleEmployee Benefit Ideas for Multinational Companies
With an increasingly global economy and workforce, it is increasingly common to have employees working from multiple countries. Working for an international company has its perks—the opportunity to...
View ArticleHealth Insurance Options for Pastors and Clergy
When it comes to offering health insurance to pastors and clergy, churches may feel out of options. They want to take care of their pastor and staff, but are often not able to afford and/or qualify...
View ArticleExamples of Common Small Business Employee Benefits
Simply put, employee benefits are any form of compensation paid to employees over and above regular salary or wages. Employee benefits come in many forms and are an important part of the overall...
View ArticleWhy Individual Health Insurance is More Affordable Than Group Health Insurance
Individual health insurance is more affordable than group health insurance. And under the Affordable Care Act, individual health plans must cover all individuals regardless of health and subsidies are...
View ArticleWhat Percent of Health Insurance is Paid by Employers?
When evaluating a new or existing health insurance program, your company’s contribution strategy is an important consideration. In simple terms, how much will individual employees pitch in for...
View ArticleWhat is a QSEHRA?
The qualified small employer health reimbursement arrangement (QSEHRA), also known as a small business HRA, is a company-funded, tax-free health benefit used to reimburse employees for personal health...
View ArticleComparison of Individual Health Insurance vs. Group Health Insurance
When small businesses consider health insurance options, it's common to weigh offering a traditional group health insurance plan with offering individual health insurance reimbursement. How do...
View ArticleHealth Insurance Reimbursement in 2019: What Are the Options?
Small business health insurance is getting more expensive every year. A popular and effective way to avoid these costs is to cancel group coverage and reimburse employees for individual health care...
View ArticleSmall Business 101 - How to Reimburse Employees for Medical Expenses
As leadership teams evaluate small business health insurance options, many want to know how they can reimburse employees tax-free for medical expenses. Currently, there are three main medical expense...
View ArticleSection 105 Plans "for Dummies"
Section 105 plans play a huge role in the employer-sponsored health insurance market, particularly in self-insured plans. Self-insured section 105 medical reimbursement plans offer dynamic,...
View Article7 types of health insurance plans
Having the right health insurance benefit for your small business is extremely important. In order to help you find the benefit that fits your needs, we'll go over seven types of health insurance...
View Article2019 QSEHRA Contribution Limits
The qualified small employer health reimbursement arrangement (QSEHRA), also called a small business HRA, comes with annual contribution limits. In practical terms, that means small businesses are...
View Article5 reasons your small business definitely needs to offer health benefits in 2019
Fewer and fewer small businesses are offering health insurance to their employees. Uncontrollable costs have ravaged small business coffers, and today, nearly 70 percent of businesses with fewer than...
View ArticleWhat is a health reimbursement arrangement (HRA)?
A health reimbursement arrangement (HRA), sometimes called a health reimbursement account, is a company-funded, tax-advantaged health benefit used to reimburse employees for personal health care...
View ArticleThe QSEHRA: Pros and Cons
The qualified small employer health reimbursement arrangement (QSEHRA) is among the best options for small businesses that want to offer a formal health benefit but can’t afford traditional group...
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